Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.
Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.
Here's an overview of the loan-application process: STEP ONE: Complete a Teal Express Pre-Qualification form - it's simple and fast! With our Teal Express Mortgage Pre-Qualification, First Security Mortgage has made shopping for a mortgage loan easy! Whether you are purchasing your first home, upgrading, or just need to refinance, you can enjoy the convenience of applying online with a local, trusted name a get a response FAST! Once we have contacted you to confirm your application information, you can expect an answer in 30 minutes or less. STEP TWO: Apply for your loan! Getting started is a breeze... When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.
At the appropriate time we'll order a property appraisal for you. STEP THREE -- Your Loan is Approved and Funded Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.
We will coordinate with the escrow team and you'll sign the final papers at their office.
Simple, Straightforward, Cost Effective, and FAST!
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